How to choose the right kind of refinance for you
When you decide to refinance, you might be surprised that there are many types of refinances from which to choose.
What is a good credit score? Find out how yours stacks up
When it comes to your money, your credit score is one little number that says a lot about not only your past credit history, but also what’s to come when and if you want to borrow money in the future. What is a good credit score, exactly, though? Read on to find out!
What is a “Robo Advisor” and Should You Be Using One?
You probably never imagined taking financial advice from a computer program, but that’s exactly what a lot of people are doing these days. These programs are called robo advisors, and the best robo advisors have the potential to help you invest your money more effectively.
When Is It Smart to Pay for Car Damage Out of Pocket?
There are plenty of times when an auto accident means you should file an insurance claim, particularly if the costs will be very high. But there are times when it might be more convenient, both in terms of paperwork and costs, to just pay for any repair costs out of pocket. Let’s go over how to determine when it’s smarter to pay for car damage out-of-pocket.
How to refinance to pay off a mortgage faster
There are many reasons that a refinance can help you improve your financial picture. And real financial security comes from having a home with no mortgage. Here’s how to pay off a mortgage faster.
What is a mortgage refinance, in plain English
Refinancing works by giving a homeowner access to a new mortgage loan which replaces the existing one. The details of the new mortgage loan can be customized by the homeowner, include the new loan’s mortgage rate, loan length in years, and amount borrowed.
Auto Insurance Basics
If you don’t yet have car insurance, odds are you don't yet know what to look for. Alternatively, you might already have an auto insurance provider but feel like you can do better either in terms of rate or coverage. Either way, there's no reason you need to suffer from subpar auto insurance, especially when you pay so much to protect your wallet in the first place.
QUICK TIP: Are you paying for unnecessary car insurance?
Auto insurance is mandated by most states, but how much you actually buy beyond the minimum -- that's up to you.
Safe Driving Tips
Driving safely is the number one way to lower your insurance costs and eventually get stackable discounts for being a good driver. Let’s go over the best five tips you can utilize to improve your driving safety and minimize the chances of your insurance payout being penalized in the event of an accident.
What Affects Car Insurance Rates?
How much you pay for your car insurance isn’t always based on the default price of a plan. Auto insurance providers balance lots of factors when deciding the cost of your deductible and premium amounts before providing you with insurance. Let’s go over the main factors that affect car insurance rates so you know what to expect the next time you negotiate for new auto coverage.